Pat Russiano's Blog

Home Financing - PMI and Down Payments
Posted on 01/21/2020
Home Financing - PMI and Down Payments
Image by Charles 🇵🇭 from Unsplash Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up that hefty...
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Boost You Curb Appeal on A Budget When Selling Your Home
Posted on 01/14/2020
Boost You Curb Appeal on A Budget When Selling Your Home
Curb appeal, the illusive secret weapon that enamors potential buyers from afar and draws them into your home. There have been several attempts to nail down the “secret formula” for curb appeal. In reality, the best approach to improving your home’s presentation from outside is to take the time to consider what fits. In this post, we’ll give you...
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What to Look for in a New Home
Posted on 01/07/2020
What to Look for in a New Home
No matter what your age, buying a new home symbolizes the beginning of a new chapter in your life. It's an exciting event, whether you're a first-time home buyer or a retiree looking to downsize. When you stumble upon a house in your price range that has the features and characteristics you've been searching for, it can be a...
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Are You an Ambitious House Seller?
Posted on 12/31/2019
Are You an Ambitious House Seller?
An ambitious home seller may be better equipped than his or her rivals to enjoy a seamless property selling experience. In fact, this individual likely will go the extra mile to ensure buyers can learn about his or her house and make an informed purchase decision. Believe it or not, becoming an ambitious home seller can be simple. Now,...
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Get the Most Out of Your Home Inspection
Posted on 12/24/2019
Get the Most Out of Your Home Inspection
A home inspection is a valuable opportunity for a property buyer. If a homebuyer knows how to plan for an inspection, he or she should have no trouble getting the most out of this opportunity. Now, let's take a look at three tips to help you get ready for a home inspection. 1. Hire an Expert Home Inspector Not...
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Common-Interest Housing - Condos and Townhomes
Posted on 12/17/2019
Common-Interest Housing - Condos and Townhomes
Image by Free-Photos from Pixabay Common-interest housing includes individually owned spaces and common areas shared by all owners. The common areas can include clubhouses, landscaping, parking lots or pools. Multistory buildings share lobbies, stairwells, and elevators. Any community that shares property including single-family free-standing homes in developments, falls into the common-interest category. The two most familiar types of...
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Tips for Completing a Mortgage Application
Posted on 12/10/2019
Tips for Completing a Mortgage Application
Filling out a mortgage application may prove to be a long, exhausting process. Fortunately, we're here to help you streamline the mortgage application process so you can move one step closer to acquiring your dream house. Now, let's take a look at three tips to help you approach the mortgage application process with confidence. 1. Be Thorough A mortgage...
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What to Do When a Buyer Makes a Low Offer On Your Home
Posted on 12/03/2019
What to Do When a Buyer Makes a Low Offer On Your Home
Receiving a low offer on a home can be frustrating for a seller. But, you’re likely to see at least one or two offers on your property that are lower than you would like. Right now, the housing market is filled with young professionals burdened with student loans, rising costs of living, and stagnating wages. So, it’s no wonder...
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Reasons to Improve Your Home's Interior
Posted on 11/26/2019
Reasons to Improve Your Home's Interior
If you intend to sell your home in the near future, you may want to upgrade your residence's interior. In fact, there are many reasons to improve your home's interior before you list your house, and these reasons include: 1. You can differentiate your residence from the competition. For a seller who wants to help his or her home...
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 Ways to Make Moving a Whole Lot Easier
Posted on 11/19/2019
Ways to Make Moving a Whole Lot Easier
Moving to a new home can definitely be labor intensive, but there are plenty of ways to make it easier and less stressful. Creating a priority list of things to do before the moving truck arrives can help ensure that you won't forget important details. If you've chosen a service-oriented moving company, they should provide you with information --...
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How to Find a Starter Home
Posted on 11/12/2019
How to Find a Starter Home
With rent prices shooting soaring across the country, many young Americans who were previously happy renting while they saved for a home are now turning to other options. One common solution is a starter home. If you want to keep your monthly mortgage prices low while being able to build equity and slowly save for your “forever home.” a...
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Bring Your A-Game to the Property Buying Journey
Posted on 11/05/2019
Bring Your A-Game to the Property Buying Journey
The homebuying journey may be long and arduous, regardless of whether you're pursuing a house for the first time. However, if you bring your A-game to the homebuying journey, you can speed up the process of finding and acquiring your dream residence. Now, let's take a look at three tips to help you bring your A-game to the homebuying...
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