Pat Russiano's Blog

Posted on 11/24/2020
Mortgage vs. Investing: Which is Better for Your Finances
Photo by Andrey_Popov via Shutterstock Often, when discussing ways to get out of debt, the subject of “mortgage versus investments” comes up. If you have a mortgage, your monthly budget likely revolves around paying it first, meaning investment ideas take a back seat. One way to free money up to invest is to pay off the mortgage, and...
+ 3 more
Read More
Posted on 11/17/2020
Stage Your Home to Target Specific Buyers
Image by engin akyurt from Pixabay Staging can be a controversial topic for many home sellers, especially considering the effort and costs it takes to properly prepare the home. But there's no doubt the investment is worth it for many homes in that staging can transform the property entirely for the benefit of the bottom line. We'll look...
+ 2 more
Read More
Posted on 11/10/2020
What You Should Know About Property Tax Caps in California
Photo by Edar via PixabayProperty taxes in California have been a much-debated issue in the state. Communities want to raise money for schools, community spaces, and infrastructure projects, but lawmakers also don't want to drive away homebuyers and investors, either. The state does have property tax caps to protect owners, but there's a little more to the story...
+ 2 more
Read More
Posted on 11/03/2020
Cross-Country Moving Tips
Photo by Peter Fazekas from Pexels Whether you are relocating to follow a dream, start a new job or simply have an adventure, cross-country moving requires careful planning and consideration. Moving across the country comes with a unique set of challenges, so it is important to prepare well in advance. Below are some tips to help you simplify...
+ 1 more
Read More
Posted on 10/27/2020
Fire Pits, Fountains, Festivities: How to Jazz Up Your Backyard
Image by Andy Giraud from Pixabay Your backyard is just as much a part of your property as your kitchen, bedrooms and bathrooms. And yet, you may not spend very much time enjoying the space when all is said and done. If you want to give yourself a reason to get out in the fresh air, you may...
+ 1 more
Read More
Posted on 10/20/2020
Benefits of Indoor Gardening
Image by vistawei from Pixabay Did you know people are generally happier when they have something to nurture and tend to in life? That’s right. Taking care of plants can make you a happier person and improves your sense of well-being, which in and of itself might be motivation enough to start an indoor garden. If you need...
+ 1 more
Read More
Posted on 10/13/2020
Minor Bathroom Project Ideas
Photo by Christian Mackie on Unsplash Fixing up your bathroom can add considerable value to your home, which is important to keep in mind if you plan on selling in the near future. If you would rather avoid having to make major changes to your bathroom, there are several minor remodeling projects to consider instead. The following remodeling...
+ 1 more
Read More
Posted on 10/06/2020
Qualifying for a Mortgage When You Are Self-Employed
Photo by Free-Photos via Pixabay When you’re self-employed, it’s difficult to decide whether you are ready to buy a house. After all, your income might come in spurts instead of having a regular check every week or two. Being prepared for the mortgage process increases the chance that your application will be approved. Self-employed people have more hurdles...
+ 2 more
Read More
Posted on 09/29/2020
Choosing the Right Buyer's Agent
Photo by Christina Morillo from Pexels When you view a home for the first time and speak to the agent hosting an open house or showing the home, you're talking to someone working for the seller -- not for you. Anything you share could be passed on to the seller -- and used to leverage a better offer...
+ 1 more
Read More
Posted on 09/22/2020
Is a Timeshare Right for You?
Image by Steve Heap from Shutterstock If you love vacationing at the same place every year you may consider investing in a timeshare property. This can often help control vacation costs and planning time. However, owning a timeshare home may not be not the right choice for everyone. It is important to understand that a timeshare is not...
+ 3 more
Read More
Posted on 09/15/2020
How to Update Your Picnic Table
Image by StockSnap from Pixabay Every yard needs a fun and functional picnic table. Your outdoor table may be used to hold food, plants, craft projects, beverages and more. But, regardless of its function, it needs to look nice, and it needs to fit into your outdoor decorating theme. We have tons of ideas on turning your plain-Jane...
+ 1 more
Read More
Posted on 09/08/2020
Cozy Up in Your Own Reading Corner
For those who love reading, the right nook with the perfect amount of light is a dream come true. Often times, these areas are found in a quaint coffee house or an old library. But what about in your home? Here are a few things to think about when creating your dream, reading corner. • Space: You may...
+ 4 more
Read More
Showing Results
1 - 12 of99